Our mission is to help busy island people and families like you live life to the fullest. We do this by implementing financial strategies which meet and exceed your personal and business needs, wants and desires. At the The Wheeler Group LLC, our emphasis is on establishing long-term relationships to help our clients achieve financial stability. TWG is a fee-based financial advisory firm providing insurance/estate planning, retirement and investment advice to individuals, island families and kamaaina business owners across these beautiful islands of Hawaii.
M. Garrett Wheeler
Garrett Wheeler (pictured) specializes in financial planning for busy people, with a focus on helping people take a comprehensive approach to planning for retirement. But whether our clients seek an empirical, comprehensive financial plan, or simply more targeted such as an investment, retirement or insurance planning strategy, Garrett provides these solutions with the human touch. The way we choose to respectfully interact with our clients IS the difference. We care deeply about each of our clients and spend a great deal of time getting to know them because our goal is to be their “go-to” trusted advisor. As fiduciaries, our proficiency and acquired licensing are basic table stakes. Garrett currently holds his Series 7, Series 65 (investment advisor), Series 63 and Life and Health insurance licenses. What truly distinguishes him is what clients say, such as, ‘you genuinely advise from the heart’. Yes, he does. And since 2001, his unwavering client-focus has been the key to Garrett’s thriving practice.
At TWG, we do the right thing, believe people count, and we insist on holding ourselves to very high self-imposed standards.
OUR FIDUCIARY OBLIGATION TO YOU.
We have found that many people do not understand what the term, “fiduciary” means. Comes down to placing the interest of the client first. Period!
Similarly, many people are not aware of the subtle, yet critically important differences between a Financial Advisor and an Investment Advisor. Let’s quickly review these differences.
First, what are ‘financial advisors’. To be clear, there is no legal definition of a financial advisor. In fact, anyone can call themself a financial advisor. Further, there are no licenses nor are there any requirements to be a financial advisor. Financial advisors are not fiduciaries and are not required to place the interest of you first. Ultimately, any investment recommendations only have to be suitable for you, however, it may not be the best solution for you.
On the flipside, let’s now discuss an ‘Investment Advisor’, or IA. Garrett Wheeler is a licensed/registered IA. Investment Advisor is a fiduciary and is required to place the interest of you first. Investment recommodentations must be in your best interest, not just ‘suitable’ for you. As a fiduciary, here are my three (3) fiduciary principles:
- As my client, I will always put your best interests first. Always!
- I will act with care, diligence, skill and good judgment as your trusted, professional financial advisor.
- I will never mislead you, and will fully disclose and fairly manage, in your favor, any unavoidable conflicts.
This is my pledge to you, my client(s). WE GUARANTEE IT!
Garrett Wheeler is a business owner and licensed FEE-BASED investment advisor. He serves all island here in Hawaii. Prior to making the lifestyle choice and transition to private practice, Garrett was the District Sales Manager at Mutual of Omaha Investor Services. As the founder of the TWG, he grew up in a family-owned business and learned at an early age what drives entrepreneurs. He has a diverse educational and professional background. Born and raised on the island of Maui, he graduated from St. Louis School in Honolulu and earned his bachelor’s degree from UCLA with a degree in economics/political science. In 1994, he and his family brought the Successories® franchise to the Hawaiian islands. Garrett had the chance to witness first-hand the hard work, dedication and incredible motivation that it takes to create a successfully managed enterprise. Today, he continues to provide human resources management and business consulting services to Hawaii-based organizations. In addition, he owns and operates, SuccessHawaii, the online company of Successories of Hawaii. Prior to his experience as a business owner, Mr. Wheeler worked with such multinational corporations such as GTE Directories in Hawaii, as well as Perrier in L.A. and his favorite, The Walt Disney Company in Anaheim, California.
No matter where you are in life, a plan for your future is essential. We take the time to get to know you and your unique needs, so that all of your fears are alleviated and you can feel confident in all the years to come. Call us today at (808) 216-4147 to schedule a no-cost consultation. Let us show you how we are different. Mahalo!
This material is being provided for informational purposes only. Neither The Wheeler Group LLC nor its agents provide legal, tax or accounting advice. Please contact your own advisors for legal, tax and accounting advice.